YOUR REASON WHY

OUR REASON WHY

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I WILL HAVE FREEDOM

Today as I was going through our morning routine I stumbled across a note pad with my husbands goals! Above is a picture of what I saw on his note pad. My heart seriously couldn't be more full to have such a hard working and loving husband.

It was only the night before I walked in our room to see the sweetest of things. Logan had Londynn in his arms and I heard them making goals together! He was telling her all the things he wanted to give her in life and all the adventures we would go on. It's amazing how I just keep falling in love with him over and over again everyday. He proves to me everyday that we are his reason why.

I truly believe because he has a reason why he will always be successful! By successful I don't mean just financially. Logan has been the best support and greatest father to our sweet Londynn! Him setting goals based on his reasons why in my eyes already shows success in one aspect.

 Logan started a new job after Londynn was born knowing that I wanted to have Londynn and her next sibling close together! With medical bills pilling up from the NICU he knew without a new job we couldn't financially afford more children for awhile. So he unselfishly put in his two weeks at his job where he had built strong relationships with his his coworkers and bosses and took a huge step toward financial freedom.

Below I've shared a couple tips that I think could potentially help you reach financial freedom though we haven't reached this goal completly I believe we are getting closer everyday!

 

15 STEPS TO FINANCIAL FREEDOM

  1. ADD UP ALL YOUR DEBT

  2. IDENTIFY WHERE YOUR MONEY IS GOING

  3. DETERMINE IF YOUR ARE ACTUALLY MAKING ENOUGH MONEY

  4. BE BRUTALLY HONEST ABOUT WHERE YOU CAN CUT BACK AND STICK TO YOUR BUDGET

  5. PAY DOWN YOUR DEBT STARTING WITH YOUR LOWEST DEBT

  6. BUILD UP BUFFER IN YOUR BANK ACCOUNT

  7. BUILD UP EMERGENCY SAVINGS INVEST WISELY 

  8. IDENTIFY YOUR BAD MONEY ATTITUDES/HABITS

  9. BUILD WEALTH AND GIVE 

  10. SPEND LESS THEN YOU EARN 

  11. STOP KEEPING UP WITH THE JONSES

  12. AUTOMATE BILLS

  13. USE CASH (IT HURTS MORE.)

  14. LOVE YOUR JOB

  15. BE ON THE SAME PAGE AS YOUR SPOUSE 

Become so financially secure that you forget that it’s payday.
— Unknown

EASY WAYS TO SAVE MONEY

  • PACK YOUR LUNCH

  • STICK TO WATER

  • DON'T SUBSCRIBE TO E-MAILS FROM STORES

  • DON'T DO GROCERIES WHEN YOU'RE HUNGRY

  • DON'T LEAVE YOUR LIGHTS ON

  • DO YOUR OWN NAILS

  • GET RID OF CABLE AND USE HULU OR NETFLIX

  • DO NOT GO TO THE MALL WHEN YOU ARE IN A BAD MOOD

  • SAVE LOOSE CHANGE

  • SHOP AT THRIFT STORES (ROSS IS MY FAVE.)

  • FIND CHEAP OR NO COST DATE IDEAS

  • DRIVE LESS AGGRESSIVE

  • INVEST IN A DEEP FREEZER ( YOU CAN STOCK UP AND FOOD WILL LAST LONGER.)

  • MOVE CLOSER TO YOUR PLACE OF WORK

  • DON'T SPEED (SPEEDING TICKETS ARE PRICEY AND NOT WORTH IT.)

  • JOIN REWARD PROGRAMS


Copyright © 2017 by Madisen Clark

All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the prior written permission of the publisher, except in the case of brief quotations embodied in critical reviews and certain other noncommercial uses permitted by copyright law. For permission requests, write to the publisher, addressed “Attention: Permissions Coordinator." Madisen Clark (livingwithalittleextra)